Frequently Asked Questions

We specialize in:

  • Aggressive Credit Repair

  • Budget Planning & Financial Coaching

  • Personal & Business Funding Assistance

  • Credit Education & Strategy Sessions

Business Consulting for Startups and Entrepreneurs

Our credit repair process includes:

  1. Reviewing your credit reports from all three bureaus

  2. Identifying inaccurate, outdated, or unverifiable items

  3. Disputing those items on your behalf

  4. Providing ongoing credit education and score-building strategies

Most clients begin seeing results within 30–60 days, depending on the bureaus and the complexity of their reports.

The timeline varies by individual. On average, clients work with us for 3–6 months, but some see improvements sooner. Your results depend on your credit history, the types of items being disputed, and your personal credit habits during the process.

By law, no credit repair company can guarantee specific results. However, we guarantee effort, transparency, and a proven strategy designed to improve your overall credit health. Many of our clients see significant positive changes with consistent participation.

We can dispute and attempt to remove:

  • Late payments

  • Collections

  • Charge-offs

  • Bankruptcies

  • Repossessions

  • Medical bills

  • Inquiries

  • Other inaccurate or unverifiable information

We only dispute items that are legally challengeable.

You’ll need:

  • A valid ID

  • Proof of address

  • Picture of your social security card

  • Access to your credit monitoring service (we’ll tell you which one to sign up for)

For business funding, additional documents may be required (bank statements, EIN, business plan, etc.).

Yes! We offer flexible payment options for most services.
You can choose the one that best fits your financial situation.

No. Credit repair does not hurt your credit. In fact, removing inaccurate negative items and adding positive credit habits typically helps improve your score over time.

Absolutely! We provide:

  • Business credit setup

  • Guidance on obtaining your EIN, DUNS, and proper structure

  • Vendor credit and tier strategies

  • Business funding preparation

We help you establish strong business credit—separate from your personal profile.

We assist with:

  • Personal loans

  • Business loans

  • Lines of credit

  • Credit cards

  • Working capital

  • Startup funding

  • Grant resources

We also help you prepare for funding by improving your credit and strengthening your financial profile.

Yes. Your privacy and security are a top priority. We use secure systems and never share your information without your consent. (See our Privacy Policy for full details.)

You can book a consultation directly on our website, or contact us via email or phone. We’ll schedule a session to discuss your goals and determine the best services for your needs.

Yes—our services are available nationwide, unless restricted by state-specific credit repair regulations. Contact us to confirm availability in your state.

Absolutely! Everything we do is legal for you to do on your own.
However, most clients hire us because:

  • They don’t have the time

  • They don’t know their legal rights

  • They want expert help and faster progress

We take the guesswork out of the process.

We combine:

  • Personal experience

  • Industry expertise

  • A client-first approach

  • Transparency and education

  • Customized strategies (not cookie-cutter solutions)

We focus on long-term financial transformation—not just temporary fixes.

Updates are sent 30 days after the previous dispute letters were sent. Updates will be sent via the company portal. Anytime any messages are sent from the portal you will receive an email. If you have any issues accessing the portal please send an email to support@knowledgeofwealth.online.

Frequently Asked Questions